| Definitions
RedCC: Rural Enterprise Development Consulting Corporation.
Web Site: http://www.321insure.com
You: User of Web Site
Content: All textual and graphical information
provided by the Services.
Services: Financial and consumer services and
products provided by various financial and non-financial
service companies.
Scope
of Terms of Use
RedCC provides this Web Site to you, subject to the following Terms
of Use, which may be updated by us from time to time.
Unless stated otherwise, any new Services and Content added
to this Web Site also will be covered by the Terms of Use.
Acceptance
of Terms of Use
YOUR ACCESS AND USE OF THIS WEB SITE IS SUBJECT TO THE FOLLOWING
TERMS AND CONDITIONS AND ALL APPLICABLE LAWS AND
REGULATIONS. PLEASE READ THESE TERMS CAREFULLY. IF YOU DO
NOT AGREE WITH ANY OF THESE TERMS OR CONDITIONS, DO NOT
ACCESS OR OTHERWISE USE THIS WEB SITE OR ANY INFORMATION
CONTAINED ON THIS WEB SITE. YOUR ACCESS AND USE OF THIS WEB
SITE CONSTITUTES YOUR AGREEMENT TO ABIDE BY EACH OF THE
TERMS AND CONDITIONS SET
FORTH
BELOW.
Your
Use of the Services
In order to use the Services, you must be at least 18 years of age
and reside in the
United
States
. This Web Site is
not designed for children.
Copyright
The
copyright in all Services provided on this Web Site is held
by RedCC or by the original creator of the material. None of
the material may be copied, reproduced, distributed,
republished, downloaded, displayed, posted or transmitted in
any form or by any means, including, but not limited to,
electronic, mechanical, photocopying, recording, or
otherwise, without the prior written permission of RedCC or
the copyright owner; provided, however, that permission is
granted to display, copy, distribute and download the
materials on this Web Site for personal, non-commercial use
only provided the materials are not modified and all
copyright and other proprietary notices contained in the
materials are retained. This permission terminates
automatically upon the breach of any of these terms or
conditions at, which time any downloaded, and/or materials
printed from the Web Site must be immediately destroyed.
Trademarks
The trademarks, service marks, and logos (the
"Trademarks") used and displayed on this Web Site
are registered and unregistered Trademarks of RedCC and
others. Nothing on this Web Site should be construed as
granting, by implication or otherwise, any license or right
to use any Trademark displayed on the Web Site, without the
written permission of the Trademark owner.
Links
to Third Party Web Sites
RedCC makes no representation that materials in the Web Site are
appropriate or available for any particular purpose or
legally accessible from any particular location and access
to them from territories where their contents are illegal is
prohibited. The use and browsing of this Web Site, or any
links contained therein, is strictly at the User's risk. RedCC
has not reviewed all of the sites linked to the Web
Site and is not responsible for the contents of any off-site
pages or any other sites linked to the Web Site.
No
Framing, Mirror Site Creation, or Deep Linking
You agree not to "frame" or "mirror" or any
Services or Content on this Web Site or any server or
Internet-based device without the prior written
authorization of RedCC or the applicable third party. You
agree that any link you create to the Web Site will only be
to the main page, www.321Insure.com,
or main page of any of the agent index pages.
Privacy
Policy
Please
click this link to the Privacy
Policy.
Modifications to Services
RedCC may, at its discretion, modify or, discontinue any of the
Services or Content or a portion thereof, with or without
notice. You agree that RedCC will not be liable to you or any
third party for any modification or discontinuance of any of
the Services or Content.
Disclaimer
THE SERVICES ON THIS WEB SITE ARE PROVIDED "AS IS"
WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO
THE FULLEST EXTENT POSSIBLE PURSUANT TO THE APPLICABLE LAW, RedCC
DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS. RedCC DOES NOT
WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE,
VALIDITY, ACCURACY, OR RELIABILITY OF, OR THE RESULTS OF THE
USE OF, OR OTHERWISE RESPECTING, THE SERVICES ON THIS SITE
OR ANY SITES LINKED TO THIS WEB SITE.
Limitation
of Liability
YOU UNDERSTAND AND AGREE THAT RedCC WILL NOT BE LIABLE FOR ANY
DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR
EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES OR
LOSS OF PRODUCTS, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN
IF RedCC HAS BEEN ADVISED OF THE POSSIBILITIES OF THOSE
DAMAGES, RESULTING FROM YOUR USE OR INABILITY TO USE THE
SERVICES, THE COST OF OBTAINING SUBSTITUTE PRODUCTS
AND SERVICES RESULTING FROM ANY DATA, INFORMATION, PRODUCTS
OR SERVICES OBTAINED FROM PURCHASES OR TRANSACTIONS ENTERED
INTO THROUGH THE WEB SITE, OR STATEMENT OR CONDUCT OF ANY
THIRD PARTY, OR ANY OTHER MATTER RELATED TO THE SERVICE OR
CONTENT.
Under no circumstances shall RedCC be held liable for any
delay or failure in performance resulting directly or
indirectly from acts of nature, forces, or causes beyond its
reasonable control, including, without limitation, Internet
failures, computer equipment failures, telecommunication
equipment failures, other equipment failures, electrical
power failures, strikes, labor disputes, riots,
insurrections, civil disturbances, shortages of labor or
materials, fires, flood, storms, explosions, acts of God,
war, governmental actions, orders of domestic or foreign
courts or tribunals, non-performance of third parties, or
loss of or fluctuations in heat, light, or air conditioning.
Some jurisdictions do not permit the exclusion of certain
warranties or the limitation or exclusion of liability for
incidental or consequential damages, therefore, some of the
limitations above may not apply to you.
Notice
Notices to you from RedCC will be made by regular mail or e-mail .
General
Provisions
The Terms of Use constitutes the entire agreement between RedCC and
you in connection with your use of this Web Site and,
supercedes any prior agreements between RedCC and you
including prior versions of this Terms of Use. RedCC may
update this Terms of Use from time to time by posting
revised Terms of Use on this Web Site, without notice to
you, and your subsequent use of the Web Site is governed by
those new Terms of Use. The Terms of Use is effective until
terminated by RedCC, at any time without notice. In the event
of termination, the disclaimers and limitations of
liabilities set forth in the Terms of Use will survive.
All information and content available on this Web Site are solely
directed to individuals 18 years of age or older residing in
the
United States
. RedCC makes no representation that the Services are available for
use outside of the
United States
. Any use of the Services and Content is prohibited where they are
not allowed by law.
The Terms of Use will be deemed to include all other notices,
policies, disclaimers and other terms contained in this Web
Site; provided, however, that in the event of a conflict
between such other terms and the terms of these Terms of
Use, these Terms of Use will control.
Unless expressly stated to the contrary elsewhere
within the Services, all legal issues arising from or
related to the use of the Services shall be construed in
accordance with, and all questions with respect thereto
shall be determined by, the laws of Missouri applicable to
contracts entered into and wholly to be performed within
said state. Any controversy or claim arising out of or
relating to these Terms and Conditions or any user's use of
the Services shall be settled by binding arbitration in
accordance with the commercial arbitration rules of the
American Arbitration Association. Any such controversy or
claim shall be arbitrated on an individual basis, and shall
not be consolidated in any arbitration with any claim or
controversy of any other party. The arbitration shall be
conducted in
St.
Louis
,
Missouri
,
and judgment on the arbitration award may be entered into in
any state or federal court in
Missouri
having jurisdiction thereof. Any party seeking temporary or
preliminary injunctive relief may do so in any state or
federal court in
Missouri
having jurisdiction thereof. Except as set forth above, the
state and federal courts of
Missouri
shall be the exclusive forum and venue to resolve disputes
arising out of or relating to these Terms and Conditions or
any user's use of the Products and Services. By using the
Products and Services and thereby agreeing to these Terms
and Conditions, users consent to personal jurisdiction and
venue in the state and federal courts in
Missouri
with respect to all such disputes.
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